![]() ![]() ![]() In Georgia, the law recognizes that the person or party that caused your injury is responsible for the bills, regardless of whether they were already paid by someone else (you, through your insurance company). The logic is that the responsible party should not benefit (by not having to pay) because you were prudent and paid the health insurance premiums to get treatment for your injury. Let’s say you were injured in a car crash and needed $10,000 of treatment, after which the hospital submitted the bills to your health insurance company for payment. This is because of subrogation/reimbursement laws which allow insurance companies to be reimbursed for what they have paid out IF you collect compensation from a third party. Why Do I Need to Pay Back My Health Insurance If I Settle My Case? This means that you still have to pay your medical bills yourself, or more usually, submit them to your own health insurance if you have it. And if you use your health insurance or Medicare/Medicaid to pay your hospital bills after a crash, as most of our clients do, the health insurance coverage provider will want you pay them back after you receive your settlement money. An injured person will not be able to simply refer their medical providers to the other person’s insurance coverage when it’s time to pay. Unfortunately, this is not the case. The truth is that if they are found to be at fault for your injuries because of their negligence, they will then be responsible to YOU for the bills related to the wreck. They are NOT responsible to the medical providers. WHO GETS THE INSURANCE CHECK FOR MY MEDICAL BILLS DRIVERMost people believe that when they are injured in a car wreck where the other driver is at fault, that the driver or their insurance company will be responsible for paying the medical bills as they arise. ![]()
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